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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,653 | $209,422-83.9% | $178,503-81.1% | $158,982-78.8% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 13.24% | 188.81%-175.6pp | 151.12%-137.9pp | 302.99%-289.7pp |
| Employer contribution / active EE | $914 | $5,707-84.0% | $5,011-81.8% | $4,763-80.8% |
| Participant deferral / active EE | $6,850 | $5,955+15.0% | $5,202+31.7% | $5,983+14.5% |
| Admin fee / account holder | $495 | $17,079-97.1% | $13,987-96.5% | $11,252-95.6% |