Retirement plan

INPERIUM & FAMILY OF SERVICES 401(K) PLAN

Name: INPERIUM, INC. - INPERIUM & FAMILY OF SERVICES 401(K) PLAN (2020) Form 5500
Creator: INPERIUM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INPERIUM & FAMILY OF SERVICES 401(K) PLAN, INPERIUM, INC.

INPERIUM, INC.EIN 81-1159891Plan #001PY 2020

120 PROSPECT STREET - READING, PA 19606610-372-7712LinkedIn1001-5000 employeesnon-profit organization management

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$19.8M

+29.4% from 2019

Total participants

2,074

+25.9% from 2019

Average account balance

$12,658

+20.5% from 2019

Annual return

27.12%

+6.06 pp from 2019

Benchmarks

See 1,342 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,342 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$12K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

3,082

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.81M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+26.84%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$101

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS2 years Service code 15 · EIN 13-3689044	Recordkeeping	$129,430
M HOLDINGS SECURITIES INC3+ years Filed as: M HOLDINGS, SECURITIES, INC Service code 27 · EIN 91-1802259	Advisory (Plan)	$40,291
MAHER DUESSEL1 year Service code 10 · EIN 25-1622758	Accounting	$15,000

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$185K

$101 / participant

Investment mgmt$40K21.8%
Other / not subdivided$144K78.2%

% of EOY assets

0.934%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MAHERDUESSEL
Auditor EIN: 231622758
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$12,658

$56,095-77.4%

$178,498-92.9%

$90,274-86.0%

Participation rate

72.1%

65.6%+6.6pp

81.9%-9.8pp

73.4%-1.2pp

Annual return

27.12%

28.81%-1.7pp

151.09%-124.0pp

53.97%-26.9pp

Employer contribution / active EE

$1,572-100.0%

$5,011-100.0%

$2,523-100.0%

Participant deferral / active EE

$1,351

$2,669-49.4%

$5,202-74.0%

$4,231-68.1%

Admin fee / account holder

$118

$101+17.4%

$13,985-99.2%

$114+3.6%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS2 years

Service code 15 · EIN 13-3689044

Recordkeeping

$129,430

M HOLDINGS SECURITIES INC3+ years

Filed as: M HOLDINGS, SECURITIES, INC

Service code 27 · EIN 91-1802259

Advisory (Plan)

$40,291

MAHER DUESSEL1 year

Service code 10 · EIN 25-1622758

Accounting

$15,000

INPERIUM & FAMILY OF SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INPERIUM & FAMILY OF SERVICES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion