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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,200 | $57,350-77.0% | $83,850-84.3% | $64,181-79.4% |
| Participation rate | 37.9% | 68.6%-30.7pp | 76.1%-38.2pp | 69.6%-31.6pp |
| Annual return | -14.37% | 11.38%-25.8pp | 850.92%-865.3pp | 7.63%-22.0pp |
| Employer contribution / active EE | $1,019 | $2,545-60.0% | $3,631-71.9% | $2,381-57.2% |
| Participant deferral / active EE | $2,165 | $2,993-27.7% | $4,082-47.0% | $3,470-37.6% |
| Admin fee / account holder | $0 | $4,046-100.0% | $5,478-100.0% | $4,887-100.0% |