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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PENSIONMARK FINANCIAL GROUP Service code 27 · EIN 61-1758632 | Advisory (Plan) | $19,988 |
Service code 15 · EIN 58-1485803 | Recordkeeping | $4,375 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $1,740 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,953 | $54,121-57.6% | $134,162-82.9% | $73,412-68.7% |
| Participation rate | 49.1% | 64.4%-15.3pp | 72.2%-23.1pp | 72.2%-23.1pp |
| Annual return | 15.97% | -312.52%+328.5pp | 36.35%-20.4pp | 59.30%-43.3pp |
| Employer contribution / active EE | $2,001 | $1,402+42.7% | $3,705-46.0% | $2,234-10.4% |
| Participant deferral / active EE | $3,917 | $2,844+37.7% | $3,500+11.9% | $3,806+2.9% |
| Admin fee / account holder | $98 | $132-25.7% | $6,685-98.5% | $158-37.7% |