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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,749 | $69,118-91.7% | $53,647-89.3% | $138,895-95.9% |
| Participation rate | 50.0% | 64.0%-14.0pp | 56.3%-6.3pp | 79.9%-29.9pp |
| Annual return | 19.62% | 248.26%-228.6pp | 358.33%-338.7pp | 145.39%-125.8pp |
| Employer contribution / active EE | $322 | $1,189-73.0% | $962-66.6% | $4,194-92.3% |
| Participant deferral / active EE | $836 | $2,274-63.2% | $1,813-53.9% | $6,396-86.9% |
| Admin fee / account holder | $333 | $2,724-87.8% | $2,460-86.5% | $12,562-97.4% |