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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,582 | $112,112-77.2% | $95,956-73.3% | $158,950-83.9% |
| Participation rate | 38.5% | 79.0%-40.5pp | 77.1%-38.6pp | 82.0%-43.5pp |
| Annual return | 25.90% | 171.15%-145.3pp | 91.63%-65.7pp | 302.91%-277.0pp |
| Employer contribution / active EE | $838 | $3,199-73.8% | $2,541-67.0% | $4,762-82.4% |
| Participant deferral / active EE | $2,254 | $4,784-52.9% | $4,167-45.9% | $5,983-62.3% |
| Admin fee / account holder | $1,276 | $10,134-87.4% | $6,797-81.2% | $11,248-88.7% |