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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,837 | $62,586-65.1% | $76,766-71.6% | $64,181-66.0% |
| Participation rate | 82.7% | 72.8%+9.9pp | 77.0%+5.7pp | 69.6%+13.1pp |
| Annual return | -1.37% | -1.95%+0.6pp | 2.43%-3.8pp | 7.63%-9.0pp |
| Employer contribution / active EE | $589 | $1,832-67.8% | $2,485-76.3% | $2,381-75.3% |
| Participant deferral / active EE | $1,557 | $3,145-50.5% | $3,851-59.6% | $3,470-55.1% |
| Admin fee / account holder | $8,026 | $4,667+72.0% | $6,675+20.2% | $4,887+64.2% |