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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,449 | $84,551-88.8% | $61,452-84.6% | $134,532-93.0% |
| Participation rate | 63.2% | 62.2%+1.0pp | 52.6%+10.6pp | 81.2%-18.1pp |
| Annual return | -17.89% | 585.39%-603.3pp | 338.96%-356.9pp | 418.27%-436.2pp |
| Employer contribution / active EE | $1,338 | $1,545-13.4% | $1,160+15.4% | $4,741-71.8% |
| Participant deferral / active EE | $988 | $2,818-65.0% | $2,125-53.5% | $6,401-84.6% |
| Admin fee / account holder | $1,713 | $2,587-33.8% | $2,131-19.6% | $11,429-85.0% |