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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $31,859 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,464 | $73,459+6.8% | $178,528-56.0% | $74,429+5.4% |
| Participation rate | 43.2% | 66.5%-23.3pp | 77.1%-33.9pp | 67.2%-24.0pp |
| Annual return | 15.00% | 17.50%-2.5pp | 27.11%-12.1pp | 1368.38%-1353.4pp |
| Employer contribution / active EE | $1,751 | $2,219-21.1% | $3,950-55.7% | $2,625-33.3% |
| Participant deferral / active EE | $5,291 | $4,515+17.2% | $6,278-15.7% | $4,348+21.7% |
| Admin fee / account holder | $261 | $1,812-85.6% | $10,419-97.5% | $1,944-86.6% |