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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,085 | $56,054+50.0% | $171,082-50.9% | $62,881+33.7% |
| Participation rate | 93.9% | 62.9%+31.1pp | 76.7%+17.2pp | 69.3%+24.6pp |
| Annual return | 48.00% | 22.52%+25.5pp | 32.56%+15.4pp | 20.14%+27.9pp |
| Employer contribution / active EE | $549 | $1,731-68.3% | $4,002-86.3% | $2,281-75.9% |
| Participant deferral / active EE | $4,755 | $3,158+50.6% | $4,797-0.9% | $3,203+48.5% |
| Admin fee / account holder | $1,704 | $3,647-53.3% | $8,520-80.0% | $4,296-60.3% |