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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,860 | $97,020-78.5% | $83,322-75.0% | $135,379-84.6% |
| Participation rate | 90.0% | 80.4%+9.6pp | 77.8%+12.2pp | 82.6%+7.4pp |
| Annual return | -2.10% | 12.31%-14.4pp | 10.64%-12.7pp | 519.79%-521.9pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,621 | $5,964-22.5% | $5,565-17.0% | $5,609-17.6% |
| Admin fee / account holder | $985 | $8,426-88.3% | $7,540-86.9% | $10,828-90.9% |