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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,395 | $138,078-85.2% | $125,363-83.7% | $134,509-84.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.39% | 750.49%-770.9pp | 572.15%-592.5pp | 418.13%-438.5pp |
| Employer contribution / active EE | $2,827 | $5,245-46.1% | $4,815-41.3% | $4,741-40.4% |
| Participant deferral / active EE | $6,944 | $7,800-11.0% | $7,447-6.8% | $6,400+8.5% |
| Admin fee / account holder | $477 | $11,566-95.9% | $10,005-95.2% | $11,427-95.8% |