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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,162 | $167,362-12.7% | $143,799+1.6% | $134,532+8.6% |
| Participation rate | 81.8% | 84.8%-3.0pp | 80.3%+1.5pp | 81.2%+0.6pp |
| Annual return | -20.39% | 0.47%-20.9pp | -0.04%-20.3pp | 418.27%-438.7pp |
| Employer contribution / active EE | $13,928 | $5,620+147.8% | $4,952+181.3% | $4,741+193.8% |
| Participant deferral / active EE | $7,132 | $6,447+10.6% | $5,638+26.5% | $6,401+11.4% |
| Admin fee / account holder | $497 | $18,094-97.3% | $14,677-96.6% | $11,429-95.6% |