Retirement plan

NACARATO TRUCKS GENERAL PARTNERSHIP 401(K) PLAN

Name: NACARATO TRUCKS GENERAL PARTNERSHIP - NACARATO TRUCKS GENERAL PARTNERSHIP 401(K) PLAN (2016) Form 5500
Creator: NACARATO TRUCKS GENERAL PARTNERSHIP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NACARATO TRUCKS GENERAL PARTNERSHIP 401(K) PLAN, NACARATO TRUCKS GENERAL PARTNERSHIP

NACARATO TRUCKS GENERAL PARTNERSHIPEIN 81-1032763Plan #001PY 2016

519 NEW PAUL ROAD - LAVERGNE, TN 37086615-259-9500LinkedIn51-200 employeesretail

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$7M

No prior year

Total participants

153

No prior year

Average account balance

$49,353

No prior year

Annual return

6.48%

No prior year

Benchmarks

See 2,356 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,356 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

312

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.63M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$369

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS1+ years Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399	Recordkeeping	$26,290
COULTER & JUSTUS1+ years Service code 10 · EIN 62-1532536	Accounting	$3,600
TAG RESOURCES, LLC1+ years Service code 15 · EIN 62-1874769	Recordkeeping	$750

Plan features & details

Pension benefit codes2E2J2K2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$31K

$234 / participant

Contract admin$31K100.0%

% of EOY assets

0.437%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: COULTER & JUSTUS
Auditor EIN: 621532536
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,353

$42,546+16.0%

$71,796-31.3%

$55,167-10.5%

Participation rate

91.6%

59.1%+32.5pp

69.1%+22.5pp

69.0%+22.6pp

Annual return

6.48%

12.36%-5.9pp

78.04%-71.6pp

169.23%-162.7pp

Employer contribution / active EE

$1,672

$803+108.1%

$1,924-13.1%

$1,963-14.8%

Participant deferral / active EE

$3,391

$2,064+64.3%

$2,794+21.4%

$3,054+11.0%

Admin fee / account holder

$216

$650-66.8%

$4,815-95.5%

$504-57.2%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS1+ years

Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN

Service code 15 · EIN 36-6071399

Recordkeeping

$26,290

COULTER & JUSTUS1+ years

Service code 10 · EIN 62-1532536

Accounting

$3,600

TAG RESOURCES, LLC1+ years

Service code 15 · EIN 62-1874769

Recordkeeping

$750

NACARATO TRUCKS GENERAL PARTNERSHIP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NACARATO TRUCKS GENERAL PARTNERSHIP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion