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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,037 | $93,117-73.1% | $77,096-67.5% | $134,532-81.4% |
| Participation rate | 37.5% | 74.5%-37.0pp | 67.9%-30.4pp | 81.2%-43.7pp |
| Annual return | -23.22% | 62.67%-85.9pp | 42.35%-65.6pp | 418.27%-441.5pp |
| Employer contribution / active EE | $590 | $3,420-82.7% | $2,814-79.0% | $4,741-87.6% |
| Participant deferral / active EE | $6,474 | $5,241+23.5% | $4,429+46.2% | $6,401+1.1% |
| Admin fee / account holder | $188 | $6,948-97.3% | $5,428-96.5% | $11,429-98.4% |