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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,720 | $138,072-87.9% | $123,549-86.5% | $135,382-87.6% |
| Participation rate | 77.8% | 84.7%-7.0pp | 82.3%-4.5pp | 82.6%-4.9pp |
| Annual return | -8.14% | 153.69%-161.8pp | 119.20%-127.3pp | 519.77%-527.9pp |
| Employer contribution / active EE | $1,641 | $5,152-68.2% | $4,628-64.5% | $4,779-65.7% |
| Participant deferral / active EE | $3,317 | $6,799-51.2% | $6,426-48.4% | $5,609-40.9% |
| Admin fee / account holder | $1,188 | $10,917-89.1% | $9,284-87.2% | $10,829-89.0% |