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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,689 | $147,727-92.8% | $115,756-90.8% | $134,509-92.1% |
| Participation rate | 75.0% | 80.4%-5.4pp | 77.1%-2.1pp | 81.2%-6.2pp |
| Annual return | -0.08% | 73.96%-74.0pp | 143.14%-143.2pp | 418.13%-418.2pp |
| Employer contribution / active EE | $1,374 | $4,713-70.8% | $3,793-63.8% | $4,741-71.0% |
| Participant deferral / active EE | $2,845 | $7,563-62.4% | $6,254-54.5% | $6,400-55.6% |
| Admin fee / account holder | $746 | $14,571-94.9% | $8,124-90.8% | $11,427-93.5% |