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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,380 | $52,279+55.7% | $89,435-9.0% | $79,856+1.9% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 16.23% | 22.16%-5.9pp | 245.55%-229.3pp | 31.71%-15.5pp |
| Employer contribution / active EE | $5,908 | $1,572+275.9% | $2,587+128.3% | $2,471+139.1% |
| Participant deferral / active EE | $11,434 | $2,740+317.3% | $3,890+193.9% | $3,741+205.7% |
| Admin fee / account holder | $1,343 | $3,356-60.0% | $4,884-72.5% | $5,306-74.7% |