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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,812 | $48,053+30.7% | $84,637-25.8% | $72,976-13.9% |
| Participation rate | 100.0% | 57.6%+42.4pp | 68.2%+31.8pp | 69.5%+30.5pp |
| Annual return | 78.23% | 37.39%+40.8pp | 258.82%-180.6pp | 81.02%-2.8pp |
| Employer contribution / active EE | $6,530 | $1,602+307.7% | $2,653+146.1% | $2,440+167.6% |
| Participant deferral / active EE | $11,350 | $2,681+323.4% | $3,900+191.0% | $3,608+214.6% |
| Admin fee / account holder | $516 | $3,395-84.8% | $4,914-89.5% | $5,124-89.9% |