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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,519 | $111,814-81.6% | $103,378-80.2% | $145,978-85.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 18.37% | 24.80%-6.4pp | 24.91%-6.5pp | 550.52%-532.1pp |
| Employer contribution / active EE | $2,537 | $4,215-39.8% | $3,870-34.5% | $4,662-45.6% |
| Participant deferral / active EE | $8,719 | $5,618+55.2% | $5,058+72.4% | $6,690+30.3% |
| Admin fee / account holder | $359 | $9,764-96.3% | $8,401-95.7% | $13,400-97.3% |