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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,794 | $107,733-90.0% | $92,985-88.4% | $154,746-93.0% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 16.74% | 30.39%-13.7pp | 27.99%-11.3pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,834 | $3,126-41.3% | $2,662-31.1% | $4,379-58.1% |
| Participant deferral / active EE | $2,728 | $5,053-46.0% | $4,377-37.7% | $6,730-59.5% |
| Admin fee / account holder | $1,621 | $11,369-85.7% | $9,463-82.9% | $14,365-88.7% |