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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,981 | $85,024-94.1% | $70,544-92.9% | $139,466-96.4% |
| Participation rate | 85.7% | 73.9%+11.8pp | 68.4%+17.4pp | 80.3%+5.4pp |
| Annual return | 19.84% | 30.39%-10.6pp | 32.79%-13.0pp | 373.66%-353.8pp |
| Employer contribution / active EE | $1,740 | $3,912-55.5% | $2,976-41.5% | $4,754-63.4% |
| Participant deferral / active EE | $2,610 | $5,891-55.7% | $4,568-42.9% | $6,712-61.1% |
| Admin fee / account holder | $1,226 | $8,928-86.3% | $6,427-80.9% | $11,409-89.3% |