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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,875 | $202,345-73.9% | $172,755-69.4% | $152,885-65.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 90.31% | 1029.77%-939.5pp | 802.94%-712.6pp | 345.39%-255.1pp |
| Employer contribution / active EE | $9,380 | $5,858+60.1% | $5,144+82.3% | $4,763+96.9% |
| Participant deferral / active EE | $8,755 | $5,948+47.2% | $5,198+68.4% | $5,851+49.6% |
| Admin fee / account holder | $986 | $17,111-94.2% | $13,955-92.9% | $11,598-91.5% |