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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,789 | $93,598-71.4% | $135,974-80.3% | $75,173-64.4% |
| Participation rate | 82.4% | 75.2%+7.2pp | 81.9%+0.4pp | 67.2%+15.1pp |
| Annual return | 21.37% | 30.89%-9.5pp | 68.30%-46.9pp | 160.72%-139.3pp |
| Employer contribution / active EE | $3,228 | $3,538-8.8% | $4,859-33.6% | $2,671+20.9% |
| Participant deferral / active EE | $6,270 | $6,405-2.1% | $7,760-19.2% | $4,126+52.0% |
| Admin fee / account holder | $978 | $6,978-86.0% | $10,767-90.9% | $5,651-82.7% |