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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,022 | $102,422+10.3% | $147,117-23.2% | $80,959+39.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.60% | 135.16%-125.6pp | 420.54%-410.9pp | 35.67%-26.1pp |
| Employer contribution / active EE | $9,850 | $3,717+165.0% | $4,932+99.7% | $2,757+257.2% |
| Participant deferral / active EE | $8,976 | $6,652+34.9% | $8,065+11.3% | $4,300+108.7% |
| Admin fee / account holder | $25,246 | $7,953+217.4% | $12,993+94.3% | $6,925+264.5% |