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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,008 | $100,805-43.4% | $86,698-34.2% | $134,532-57.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -16.77% | 29.09%-45.9pp | 35.95%-52.7pp | 418.27%-435.0pp |
| Employer contribution / active EE | $13,608 | $3,490+289.9% | $2,837+379.7% | $4,741+187.0% |
| Participant deferral / active EE | $14,867 | $5,339+178.4% | $4,656+219.3% | $6,401+132.3% |
| Admin fee / account holder | $878 | $10,925-92.0% | $7,493-88.3% | $11,429-92.3% |