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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,896 | $85,060+4.5% | $70,548+26.0% | $139,456-36.3% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.3%+31.7pp | 80.3%+19.7pp |
| Annual return | 20.31% | 30.38%-10.1pp | 32.78%-12.5pp | 373.45%-353.1pp |
| Employer contribution / active EE | $22,356 | $3,911+471.6% | $2,975+651.5% | $4,753+370.4% |
| Participant deferral / active EE | $10,987 | $5,890+86.5% | $4,567+140.6% | $6,711+63.7% |
| Admin fee / account holder | $304 | $8,925-96.6% | $6,424-95.3% | $11,407-97.3% |