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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,774 | $95,188-61.4% | $76,518-51.9% | $135,379-72.8% |
| Participation rate | 50.0% | 74.4%-24.4pp | 68.0%-18.0pp | 82.6%-32.6pp |
| Annual return | -5.92% | 4.85%-10.8pp | -0.27%-5.7pp | 519.79%-525.7pp |
| Employer contribution / active EE | $207 | $3,303-93.7% | $2,647-92.2% | $4,779-95.7% |
| Participant deferral / active EE | $731 | $4,640-84.3% | $3,836-81.0% | $5,609-87.0% |
| Admin fee / account holder | $497 | $6,249-92.0% | $4,849-89.7% | $10,828-95.4% |