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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,593 | $101,063-62.8% | $81,473-53.9% | $147,586-74.5% |
| Participation rate | 42.9% | 74.5%-31.6pp | 68.0%-25.1pp | 82.8%-40.0pp |
| Annual return | 17.24% | 32.41%-15.2pp | 38.78%-21.5pp | 578.59%-561.4pp |
| Employer contribution / active EE | $455 | $3,206-85.8% | $2,568-82.3% | $4,876-90.7% |
| Participant deferral / active EE | $2,855 | $4,242-32.7% | $3,537-19.3% | $5,439-47.5% |
| Admin fee / account holder | $1,226 | $5,812-78.9% | $4,561-73.1% | $10,886-88.7% |