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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,916 | $98,766-41.4% | $149,730-61.3% | $79,852-27.5% |
| Participation rate | 74.1% | 75.8%-1.7pp | 82.5%-8.4pp | 69.6%+4.4pp |
| Annual return | 13.34% | 27.43%-14.1pp | 276.70%-263.4pp | 31.72%-18.4pp |
| Employer contribution / active EE | $1,576 | $3,217-51.0% | $4,645-66.1% | $2,471-36.2% |
| Participant deferral / active EE | $2,283 | $5,681-59.8% | $6,843-66.6% | $3,740-39.0% |
| Admin fee / account holder | $3,343 | $6,052-44.8% | $9,310-64.1% | $5,306-37.0% |