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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,487 | $77,817-46.7% | $123,553-66.4% | $64,173-35.4% |
| Participation rate | 71.4% | 74.7%-3.3pp | 82.3%-10.9pp | 69.6%+1.9pp |
| Annual return | -6.70% | 12.49%-19.2pp | 119.21%-125.9pp | 7.63%-14.3pp |
| Employer contribution / active EE | $1,701 | $3,014-43.6% | $4,628-63.2% | $2,381-28.6% |
| Participant deferral / active EE | $2,141 | $5,240-59.1% | $6,426-66.7% | $3,470-38.3% |
| Admin fee / account holder | $5,303 | $5,519-3.9% | $9,284-42.9% | $4,887+8.5% |