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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,267 | $106,524-24.6% | $152,301-47.3% | $87,485-8.2% |
| Participation rate | 51.0% | 75.8%-24.7pp | 82.4%-31.4pp | 68.9%-17.9pp |
| Annual return | 16.58% | 26.89%-10.3pp | 80.50%-63.9pp | 26.06%-9.5pp |
| Employer contribution / active EE | $1,534 | $3,371-54.5% | $4,624-66.8% | $2,596-40.9% |
| Participant deferral / active EE | $3,088 | $6,525-52.7% | $8,004-61.4% | $4,274-27.8% |
| Admin fee / account holder | $2,876 | $8,287-65.3% | $14,398-80.0% | $7,775-63.0% |