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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,165 | $202,326-61.9% | $172,745-55.3% | $152,870-49.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.4%+17.6pp |
| Annual return | 21.32% | 1029.72%-1008.4pp | 802.90%-781.6pp | 345.34%-324.0pp |
| Employer contribution / active EE | $13,424 | $5,858+129.2% | $5,144+161.0% | $4,763+181.8% |
| Participant deferral / active EE | $8,296 | $5,948+39.5% | $5,197+59.6% | $5,850+41.8% |
| Admin fee / account holder | $2,530 | $17,110-85.2% | $13,954-81.9% | $11,597-78.2% |