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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,577 | $138,078-18.5% | $125,363-10.2% | $134,509-16.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.46% | 750.49%-772.0pp | 572.15%-593.6pp | 418.13%-439.6pp |
| Employer contribution / active EE | $13,412 | $5,245+155.7% | $4,815+178.6% | $4,741+182.9% |
| Participant deferral / active EE | $8,232 | $7,800+5.5% | $7,447+10.5% | $6,400+28.6% |
| Admin fee / account holder | $2,264 | $11,566-80.4% | $10,005-77.4% | $11,427-80.2% |