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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,040 | $180,462-77.3% | $154,111-73.4% | $135,379-69.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -31.77% | 888.17%-919.9pp | 735.18%-767.0pp | 519.79%-551.6pp |
| Employer contribution / active EE | $19,609 | $6,036+224.9% | $5,298+270.1% | $4,779+310.3% |
| Participant deferral / active EE | $13,944 | $5,806+140.2% | $5,081+174.5% | $5,609+148.6% |
| Admin fee / account holder | $419 | $16,145-97.4% | $13,411-96.9% | $10,828-96.1% |