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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,684 | $176,838-35.7% | $146,685-22.5% | $167,518-32.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.61% | 24.04%-15.4pp | 22.75%-14.1pp | 478.71%-470.1pp |
| Employer contribution / active EE | $3,414 | $5,161-33.9% | $4,137-17.5% | $4,838-29.4% |
| Participant deferral / active EE | $10,637 | $6,441+65.2% | $5,507+93.2% | $6,342+67.7% |
| Admin fee / account holder | $47,711 | $13,262+259.8% | $10,281+364.1% | $12,312+287.5% |