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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,675 | $70,366+40.2% | $66,674+48.0% | $138,895-29.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 18.83% | 386.41%-367.6pp | 321.24%-302.4pp | 145.39%-126.6pp |
| Employer contribution / active EE | $3,349 | $2,765+21.1% | $2,620+27.8% | $4,194-20.2% |
| Participant deferral / active EE | $4,589 | $4,374+4.9% | $4,084+12.4% | $6,396-28.3% |
| Admin fee / account holder | $1,580 | $5,262-70.0% | $5,098-69.0% | $12,562-87.4% |