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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,349 | $118,869-71.9% | $96,575-65.5% | $167,518-80.1% |
| Participation rate | 25.0% | 75.5%-50.5pp | 69.8%-44.8pp | 82.1%-57.1pp |
| Annual return | 12.86% | 50.49%-37.6pp | 37.79%-24.9pp | 478.71%-465.9pp |
| Employer contribution / active EE | $801 | $3,120-74.3% | $2,357-66.0% | $4,838-83.4% |
| Participant deferral / active EE | $1,549 | $4,616-66.4% | $3,849-59.8% | $6,342-75.6% |
| Admin fee / account holder | $13,344 | $8,067+65.4% | $6,182+115.8% | $12,312+8.4% |