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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,072 | $202,345-79.7% | $172,755-76.2% | $152,885-73.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 57.25% | 1029.77%-972.5pp | 802.94%-745.7pp | 345.39%-288.1pp |
| Employer contribution / active EE | $7,872 | $5,858+34.4% | $5,144+53.0% | $4,763+65.3% |
| Participant deferral / active EE | $5,520 | $5,948-7.2% | $5,198+6.2% | $5,851-5.6% |
| Admin fee / account holder | $5,678 | $17,111-66.8% | $13,955-59.3% | $11,598-51.0% |