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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,923 | $56,134-39.6% | $96,161-64.7% | $85,856-60.5% |
| Participation rate | 50.8% | 56.7%-5.9pp | 68.4%-17.7pp | 69.3%-18.5pp |
| Annual return | 15.45% | 42.30%-26.9pp | 192.01%-176.6pp | 318.58%-303.1pp |
| Employer contribution / active EE | $1,166 | $1,620-28.0% | $2,798-58.3% | $2,565-54.5% |
| Participant deferral / active EE | $2,774 | $2,858-2.9% | $4,349-36.2% | $3,952-29.8% |
| Admin fee / account holder | $0 | $3,769-100.0% | $5,538-100.0% | $6,261-100.0% |