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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,945 | $171,867-30.8% | $149,721-20.6% | $147,586-19.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 15.82% | 2113.36%-2097.5pp | 1501.67%-1485.9pp | 578.59%-562.8pp |
| Employer contribution / active EE | $5,080 | $6,275-19.0% | $5,444-6.7% | $4,876+4.2% |
| Participant deferral / active EE | $9,229 | $7,270+26.9% | $6,568+40.5% | $5,439+69.7% |
| Admin fee / account holder | $435 | $13,799-96.8% | $11,282-96.1% | $10,886-96.0% |