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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,916 | $58,828-5.0% | $78,002-28.3% | $62,881-11.1% |
| Participation rate | 68.0% | 71.1%-3.1pp | 75.5%-7.5pp | 69.3%-1.3pp |
| Annual return | 7.68% | 17.16%-9.5pp | 425.99%-418.3pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,273 | $1,672-23.9% | $2,470-48.5% | $2,281-44.2% |
| Participant deferral / active EE | $3,479 | $2,686+29.5% | $3,497-0.5% | $3,203+8.6% |
| Admin fee / account holder | $1,494 | $4,393-66.0% | $5,481-72.7% | $4,296-65.2% |