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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,605 | $211,239+36.2% | $178,528+61.1% | $145,877+97.2% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 18.41% | 30.22%-11.8pp | 27.11%-8.7pp | 551.28%-532.9pp |
| Employer contribution / active EE | $3,573 | $4,570-21.8% | $3,950-9.5% | $4,663-23.4% |
| Participant deferral / active EE | $16,133 | $6,963+131.7% | $6,278+157.0% | $6,691+141.1% |
| Admin fee / account holder | $732 | $12,095-94.0% | $10,419-93.0% | $13,402-94.5% |