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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,970 | $227,597-7.7% | $189,575+10.8% | $167,536+25.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 18.24% | 78.44%-60.2pp | 64.19%-46.0pp | 478.82%-460.6pp |
| Employer contribution / active EE | $4,789 | $5,316-9.9% | $4,412+8.5% | $4,839-1.0% |
| Participant deferral / active EE | $14,670 | $7,002+109.5% | $6,174+137.6% | $6,342+131.3% |
| Admin fee / account holder | $4,039 | $11,877-66.0% | $9,806-58.8% | $12,315-67.2% |