Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,985 | $89,370-77.6% | $141,197-85.8% | $72,976-72.6% |
| Participation rate | 62.7% | 75.1%-12.4pp | 82.5%-19.8pp | 69.5%-6.8pp |
| Annual return | 44.64% | 111.88%-67.2pp | 71.41%-26.8pp | 81.02%-36.4pp |
| Employer contribution / active EE | $186 | $3,115-94.0% | $4,736-96.1% | $2,440-92.4% |
| Participant deferral / active EE | $3,163 | $5,419-41.6% | $6,710-52.9% | $3,608-12.3% |
| Admin fee / account holder | $1,651 | $5,957-72.3% | $10,265-83.9% | $5,124-67.8% |