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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,840 | $127,296-31.0% | $109,907-20.1% | $167,536-47.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 14.25% | 22.97%-8.7pp | 29.46%-15.2pp | 478.82%-464.6pp |
| Employer contribution / active EE | $3,402 | $3,325+2.3% | $2,844+19.6% | $4,839-29.7% |
| Participant deferral / active EE | $19,500 | $4,513+332.1% | $4,047+381.9% | $6,342+207.5% |
| Admin fee / account holder | $987 | $7,119-86.1% | $6,069-83.7% | $12,315-92.0% |