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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,838 | $121,701-53.3% | $104,639-45.7% | $158,982-64.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 26.58% | 465.72%-439.1pp | 340.67%-314.1pp | 302.99%-276.4pp |
| Employer contribution / active EE | $2,262 | $3,165-28.6% | $2,682-15.7% | $4,763-52.5% |
| Participant deferral / active EE | $8,481 | $4,176+103.1% | $3,738+126.9% | $5,983+41.7% |
| Admin fee / account holder | $555 | $7,778-92.9% | $6,465-91.4% | $11,252-95.1% |