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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,279 | $110,093+77.4% | $97,295+100.7% | $145,897+33.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.11% | 244.76%-232.6pp | 75.62%-63.5pp | 552.29%-540.2pp |
| Employer contribution / active EE | $3,654 | $3,077+18.7% | $2,723+34.2% | $4,663-21.6% |
| Participant deferral / active EE | $25,000 | $4,678+434.4% | $4,264+486.4% | $6,689+273.7% |
| Admin fee / account holder | $2,498 | $6,212-59.8% | $5,646-55.8% | $13,390-81.3% |