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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,747 | $162,136-70.6% | $152,301-68.6% | $154,746-69.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.83% | 91.02%-75.2pp | 80.50%-64.7pp | 172.34%-156.5pp |
| Employer contribution / active EE | $5,116 | $4,890+4.6% | $4,624+10.6% | $4,379+16.8% |
| Participant deferral / active EE | $17,939 | $8,341+115.1% | $8,004+124.1% | $6,730+166.5% |
| Admin fee / account holder | $230 | $15,759-98.5% | $14,398-98.4% | $14,365-98.4% |