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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,458 | $165,399-85.8% | $149,745-84.3% | $158,982-85.2% |
| Participation rate | 78.3% | 84.6%-6.3pp | 82.5%-4.2pp | 82.0%-3.7pp |
| Annual return | 14.66% | 348.34%-333.7pp | 276.72%-262.1pp | 302.99%-288.3pp |
| Employer contribution / active EE | $2,875 | $5,105-43.7% | $4,646-38.1% | $4,763-39.6% |
| Participant deferral / active EE | $8,630 | $7,183+20.1% | $6,843+26.1% | $5,983+44.2% |
| Admin fee / account holder | $2,814 | $10,811-74.0% | $9,312-69.8% | $11,252-75.0% |